The importance of Employment Credit checks

A credit background check provides insight into a candidate’s financial responsibility, including signs of financial distress.

Informed Credit Decisions

Review reliable records

Reduced Liability & Credit Risk

Minimize negligent hiring

The importance of Employment Credit checks

A credit background check provides insight into a candidate’s financial responsibility, including signs of financial distress.

Informed Credit Decisions

Review reliable records

Reduced Liability & Credit Risk

Minimize negligent hiring

The importance of Employment Credit checks

A credit background check provides insight into a candidate’s financial responsibility, including signs of financial distress.

Informed Credit Decisions

Review reliable records

Reduced Liability & Credit Risk

Minimize negligent hiring

Employment credit checks you can count on

Employment credit checks can flag potential credit and bill payment issues an employer would want to avoid.

Credit & Payment History

Verify financial responsibility

Bankruptcy & Collections

View negative indicators

Employment credit checks you can count on

Employment credit checks can flag potential credit and bill payment issues an employer would want to avoid.

Credit & Payment History

Verify financial responsibility

Bankruptcy & Collections

View negative indicators

Employment credit checks you can count on

Employment credit checks can flag potential credit and bill payment issues an employer would want to avoid.

Credit & Payment History

Verify financial responsibility

Bankruptcy & Collections

View negative indicators

Employment Credit Check Results, for any size business

Verisist provides employment credit check services for large corporations, small businesses, and startups.

Credit & Payments

Search and verify the candidates credit and payment history that may report on the employment credit check.

Collections & Bankruptcy

View notifications of bankruptcies, unpaid bills in collections & credit inquiries that have been made.

Employer History Check

Search names and addresses of current and previous employers that may report on a candidates employment credit check.

Employment Credit Check Results, for any size business

Verisist provides employment credit check services for large corporations, small businesses, and startups.

Credit & Payments

Search and verify the candidates credit and payment history that may report on the employment credit check.

Collections & Bankruptcy

View notifications of bankruptcies, unpaid bills in collections & credit inquiries that have been made.

Employer History Check

Search names and addresses of current and previous employers that may report on a candidates employment credit check.

Employment Credit Check Results, for any size business

Verisist provides employment credit check services for large corporations, small businesses, and startups.

view all pricing plans

Credit & Payments

This service will search and verify the candidates credit and payment history that may report on the employment credit check.

Collections & Bankruptcy

View the candidates notifications of bankruptcies, unpaid bills in collections & credit inquiries that have been made.

Employer History Check

Search names and addresses of current and previous employers that may report on a candidates employment credit check.

frequently asked questions

Employers use credit background checks to gain a better understanding of a candidate’s ability to appropriately handle financial responsibility.

An employment credit report is a type of background check that searches a candidate’s credit history, including bankruptcies, payment history, and collection accounts. Credit background checks for employment are most commonly used for jobs that involve a security clearance, access to money, sensitive consumer data or confidential company information.

Employment credit reports may show a candidate’s credit and payment history; previous bankruptcies; credit inquiries, collection accounts; and the name and addresses of current and past employers. Employment credit checks do not give employers access to a candidate’s credit score, bank account balances, or loan payment amounts.

Employment credit reports do not affect a candidate’s consumer credit score. These type of credit checks are typically considered “soft inquiries” which will not impact a candidates credit score. Unlike “hard inquiries”, as when someone applies for credit from a lender, a credit score remains unaffected by employer credit report checks.

Verisist, an FCRA-compliant background check service has access to the necessary databases, law enforcement sources, and registries to quickly gather the necessary credit information for an employers candidates. We are based in the U.S. and never outsource any of our services. We value our clients’ privacy and protect the confidentiality of their data.

The resources provided here are for educational purposes only and do not constitute legal advice. We advise you to consult your own counsel if you have legal questions related to your specific practices and compliance with applicable laws.

frequently asked questions

Employers use credit background checks to gain a better understanding of a candidate’s ability to appropriately handle financial responsibility.

An employment credit report is a type of background check that searches a candidate’s credit history, including bankruptcies, payment history, and collection accounts. Credit background checks for employment are most commonly used for jobs that involve a security clearance, access to money, sensitive consumer data or confidential company information.

Employment credit reports may show a candidate’s credit and payment history; previous bankruptcies; credit inquiries, collection accounts; and the name and addresses of current and past employers. Employment credit checks do not give employers access to a candidate’s credit score, bank account balances, or loan payment amounts.

Employment credit reports do not affect a candidate’s consumer credit score. These type of credit checks are typically considered “soft inquiries” which will not impact a candidates credit score. Unlike “hard inquiries”, as when someone applies for credit from a lender, a credit score remains unaffected by employer credit report checks.

Verisist, an FCRA-compliant background check service has access to the necessary databases, law enforcement sources, and registries to quickly gather the necessary credit information for an employers candidates. We are based in the U.S. and never outsource any of our services. We value our clients’ privacy and protect the confidentiality of their data.

The resources provided here are for educational purposes only and do not constitute legal advice. We advise you to consult your own counsel if you have legal questions related to your specific practices and compliance with applicable laws.

frequently asked questions

Employers use credit background checks to gain a better understanding of a candidate’s ability to appropriately handle financial responsibility.

An employment credit report is a type of background check that searches a candidate’s credit history, including bankruptcies, payment history, and collection accounts. Credit background checks for employment are most commonly used for jobs that involve a security clearance, access to money, sensitive consumer data or confidential company information.

Employment credit reports may show a candidate’s credit and payment history; previous bankruptcies; credit inquiries, collection accounts; and the name and addresses of current and past employers. Employment credit checks do not give employers access to a candidate’s credit score, bank account balances, or loan payment amounts.

Employment credit reports do not affect a candidate’s consumer credit score. These type of credit checks are typically considered “soft inquiries” which will not impact a candidates credit score. Unlike “hard inquiries”, as when someone applies for credit from a lender, a credit score remains unaffected by employer credit report checks.

Verisist, an FCRA-compliant background check service has access to the necessary databases, law enforcement sources, and registries to quickly gather the necessary credit information for an employers candidates. We are based in the U.S. and never outsource any of our services. We value our clients’ privacy and protect the confidentiality of their data.

The resources provided here are for educational purposes only and do not constitute legal advice. We advise you to consult your own counsel if you have legal questions related to your specific practices and compliance with applicable laws.

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